How Much Does Commercial Restaurant Insurance Cost?

Whether you run a coffee shop or a fine dining restaurant, working in the food industry means that you need different insurance than other small business owners. Commercial restaurant insurance provides all the protection you need to run your business safely and smartly for yourself, your employees, and your customers. But how much does it cost and what can this insurance do for you?How Much Does Commercial Restaurant Insurance Cost?Just like any other type of insurance, the cost of coverage for a restaurant will depend directly on the policies you apply to your insurance plan. The most common type of insurance for restaurants is business owner’s policy insurance, which bundles general liability, commercial property, and business income coverage into one plan.Bundling your insurance policies into a single plan can go a long way to making your insurance more affordable each month. Of course, the overall price may be determined by…

Continue Reading How Much Does Commercial Restaurant Insurance Cost?

What Insurance Does a Restaurant Need?

As with any business, owning a restaurant comes with a long list of potential risks and liabilities. Having the right kind of restaurant insurance can go a long way towards protecting your investment and ensuring that you are covered in a number of different scenarios. Keep reading to find out how you can properly insure your restaurant and save yourself from potential hardships down the road.Selecting the Right Business Insurance Package A restaurant needs business insurance, of course, but tailoring the right package that includes all the specific policies that will keep you covered in a variety of situations is essential. Properly insuring a restaurant requires a comprehensive package that will protect you against the risks that are unique to restaurant ownership, as well as the more general risks that come with owning any business.Specific Insurance Requirements in the Restaurant Industry There are certain risks that a restaurant owner could face on…

Continue Reading What Insurance Does a Restaurant Need?