Workers Compensation Insurance
You go the extra step for your employees, and we go the extra step for you.
Did you know that in California employers are required to provide workers compensation options for their employees? If your business has one or more employees, this type of insurance is not only required, but incredibly valuable!
Workers compensation provides six core benefits to your employees – and you:
- Medical Care
- Temporary Disability Benefits
- Permanent Disability Benefits
- Supplemental Job Displacement Benefits
- Death Benefits
- Vocational Rehabilitation Benefits
How can it provide benefits to you? Well, California law mandates that if your employees become ill or injured because of work, you are required to provide benefits for them. Workers compensation provides the benefits and helps reduce the cost to you should claims or lawsuits become an issue.
As an added benefit, in California, although the majority of claims are resolved without any issues, in the event of a disagreement, the Division of Workers’ Compensation can help resolve it for you!
Going The Extra Step: The ISU – Armac Way
At ISU – Armac, we understand that providing adequate protection for your employees is very important to you. We also know that not every business will have the same set of workers comp risks. This is exactly why we believe in going above and beyond your expectations when it comes to workers compensation. We work hard to find a solution for your needs, help you manage your risks, and satisfy both you and your employees.
How do we do this? All of our workers compensation benefits are evaluated using your experience modification factor – your mod.
- The mod factor of your company represents a credit or debit applied to your workers compensation premium
- The formula incorporates unique factors for every business: including company size, losses, severity and frequency of losses and fairness and accountability balances within your company
Understanding your mod is essential to understanding your risks and working on risk management processes to reduce losses and positively impact your mod, your insurance premium, and your business! At ISU – Armac, we strongly believe in working to reduce risk and help you create the safest environment for your workers and for you!
When we work together, we can accomplish so much! We look forward to starting our relationship with you!