When it comes to your business, is too much insurance ever really a bad thing?
Too much success? Too much profit? Too much customer satisfaction? When it gets down to it, it really is important to have “too much” of some things. But what about liability insurance?
When it comes to securing your business, there really is no such thing as too much protection. You have worked hard to build what you have and you surely do not want to leave anything up to chance. With all of the risks life throws at us, liability coverage becomes one of the most important things a business can purchase.
Whether it is fire, theft or vandalism, you need protection. While you can hope that nothing unfortunate ever happens to your business, sometimes, life can be inevitable. You cannot stop bad things from happening, but you can protect yourself from the impact of those things! With liability insurance, you can protect your business’s property and protect against claims due to injury, damage or negligence, just to name a few.
Liability Coverage For YOUR Business Needs
At ISU – Armac, we understand that not every business has the same set of needs. Depending on the size of your business, the purpose, and many other factors, your liability needs can differ. No matter what your needs, however, we can provide a solution! We believe in building a relationship with all of our clients, and that relationship is always the foundation of the policy and coverage options we offer to you.
When it comes to liability coverage, you generally have two options:
- General Liability Insurance: Businesses can obtain this coverage to stay protected from risks such as bodily injury or property damage that may have been caused by direct or indirect actions from their business.
- Umbrella Insurance (Excess Liability Coverage): Sometimes, claims, repairs, or settlements happen that are beyond the scope of your general liability insurance. This is where umbrella insurance comes into play. It can cover the out-of-pocket expenses that you may incur beyond your general liability insurance limits.
Depending on your business, we can talk about which liability coverage is right for you! Together, we’ll work out a policy that offers you the protection you need for your business – so you can continue with your success without worry!