Commercial liability insurance is a type of policy that covers issues related to personal injury and property damage. If one of your customers gets hurt or their property gets damaged while they are on your premises, this type of insurance can pay for the resulting damage. Whether or not you
We constantly hear about insurance, and it’s starting to look like it’s just a part of the conversation. However, if you are a business operating on a commercial scale, covering your business is vital to your business’s needs. Insurance coverage is not just something you do based on policies and
Nowadays, every business needs insurance. Often, general liability is the best option because it covers issues such as bodily injury or property damage on the company’s premises, problems with an advertising campaign, or issues with products. However, some firms need a more specific policy that addresses the risks of their
Nobody likes to think about their passing, especially at a young age. This might be the reason why almost a quarter of US adults don’t have life insurance. But if you have dependents who rely on your income, it is highly recommended that you take out a policy to protect
Because we live in a litigious society, small and medium-sized businesses have to protect their finances. If you or your employees work with customers, operate out of physical locations, advertise, or rent space to others, you should take out commercial general liability insurance. This can protect you if things go
Although it’s not a legal requirement in many areas of the US, most contractors and small business owners need to get general liability insurance. This type of policy protects them against lawsuits related to property damage, personal injury, and advertising injury. Today, we’ll have a closer look at what general
General liability insurance is a type of insurance that can protect homeowners and business owners from risky situations that could levy thousands of dollars in unexpected costs. These scenarios include financial loss caused by property damage, bodily injury, slander, and more. This insurance shields you from the financial fallout caused
Small businesses are the backbone of the American economy, and automotive small businesses are no exception. These hardworking people keep America moving by repairing and servicing our cars. But even the smallest business can be at risk for liability claims, which is why garage insurance is so important. Why You
As businesses grow, so too do their risks. Large organizations find themselves under increasing scrutiny and regulations, which increases your potential liabilities. Although you likely have a great deal of trust in your senior management, mistakes can happen at any level. When a serious problem arises due to the actions
Every business needs general liability protections. This is obvious for most companies, but this type of insurance is often misunderstood and underappreciated until it’s too late. Without general liability coverage, a person could sue you if they get hurt at your place of business, without having to prove that you
Getting the right business insurance in California can be a major challenge. Not only do you have to sort through various kinds of policies, but you also have to consider the terms and conditions of each. Today, we’ll have a closer look at what umbrella insurance is, whether you need
Small businesses are the backbone of the United States economy. According to recent studies, small businesses account for more than half of all private-sector jobs and over 60% of net new jobs since 2000. Despite their importance, many small businesses lack essential protections like commercial liability insurance, also known as
